Micro, Small & Medium Enterprise

MSMEs are businesses classified by size, revenue, and employees, contributing significantly to employment and economic growth.

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Trade Discounting & Invoice Financing

Trade Discounting and Invoice Financing services offer MSMEs an effective solution to bridge cash flow gaps caused by credit sales or delayed payments. By converting unpaid invoices into immediate working capital, businesses can maintain liquidity without waiting for the payment cycle to close. We assist MSMEs in identifying suitable discounting platforms, managing documentation, and negotiating terms with banks, NBFCs, and fintech platforms to unlock the value of receivables.

What is Micro, Small & Medium

Micro

Investment

Upto 1 crore

Turnover

Upto 5 crore

Small

Investment

Upto 10 crore

Turnover

Upto 50 crore

Medium

Investment

Upto 50 crore

Turnover

Upto 250 crore

Micro, Small & Medium

Micro

Investment
1 crore +

Turnover
5 crore +

Small

Investment
10 crore +

Turnover
50 crore +

Medium

Investment
50 crore +

Turnover
250 crore +

Advantages

Advantages
of MSME
Immediate access to working capital
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Improved cash flow management
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No additional collateral required
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Protection against payment delays
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Credit risk mitigation
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Stronger supplier/vendor relationships
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Enhanced liquidity for operational expenses
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Access to digital trade finance platforms
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Step by Step

Invoice verification and due diligence

Selection of financing institution or platform

Application and submission of invoice documents

Negotiation of discounting terms

Step Flow

Execution of financing agreement

Disbursal of funds against invoices

Tracking repayment/settlement cycle

Ongoing advisory for future discounting

Step By Step

All directors and subscribers must obtain DSC for digitally signing incorporation documents electronically.
Directors must secure a DIN from the MCA to be legally recognized as company directors.
Apply for name approval through SPICe+ (MCA portal), ensuring it aligns with business objectives and is not already registered.
Submit key documents including Memorandum of Association (MoA), Articles of Association (AoA), SPICe+ Form, and declarations by directors.
Upon MCA approval, the company receives a Certificate of Incorporation, including PAN & TAN registration.
Open a corporate bank account, register with SEBI (if applicable), comply with ROC filings, GST, and taxation requirements, and issue shares as per regulations.